USD Football 1996

TIAA-CREF.

Proven

Solutions

To Last

a Lifetime.

A great relationship may do a lot for you emotionally. But it's not going to help the two of you much financially. For a comfortable, worry-free future, you need sound advice and solid thinking. That's why over 1.8 million people depend on TIAA-CREF. We offer investment, insurance, and personal savings plans that can help you reach your financial goals. To find out more, call 1800 226-0147 for a free Personal Investing Kit, including a current CREF Prospectus. It's your first step towards developing a lasting relationship-with your money. TIAA-CREF. Financial services exclusively for people in education and research. For more complete information, including fees and expenses, please read the CREF Prospectus offered above. Read it carefully before investing.

Ensuring the future for those who shape it.••