News Scrapbook 1988
Los Angeles, CA (Los Angeles Co .) Los Angeles Daily Journal (Ci r. 5 x W. 21,287) NOV 28 1988
Los Angeles, CA (Los An9 .les Co,) Los Angeles Times (Cir. D.1,117,952) (Cir. s. 1,022,423) NOV 27 198B
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Judge's Edicts to Mothers on Welfa Bring
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claims reported in the state between 1980 and 1987. "We would have to very carefully under- write," Hadfield said. He added that that could mean the company would write no new busi- ness "or only good (lower risk) business. " O'Regan agreed, but said: "There are other options. You could rewrite a policy so thljt it is not so broad," As an example, he noted Home Insurance offers its cllenta a "tail period" ofbe~ one and three years after expiration of their poli- cies, Under such a provision, the Insurer cov- ers any claim filed within the tall period, lf the act occurred while the policy was effective. Home Insurance could reduce its tall cover- age In reaction to Proposition 103, O'Regan said. Lawyers who would be especially affected by reduced tall coverage include estate planning, real estate, and securities attorneys, Hadfield said, He said those areas of practice typically have a longer gap between the act of alleged malpractice and the filing of a claim. Higher Standards Fellrneth said higher underwriting stan- dards would not necessarily be bad from a consumer standpoint. "Hyou have higher underwriting standards, coupled with mandatory Insurance," he said, "people who are super, super high risks won't be practicing." Of the possibility insurers would reduce cov- erage, Fellmeth said: "It would not necessar- ily be detrimental. The attorney would have to bear some of the risk." Attorneys unable to find malpractice insur- ance could become more selective in taking cases, some attorneys say, to reduce the expo- sure of their personal assets. to ~irns. That, in turn, could reduce accesaJ,tQ/fbe, .courts for consumers. . Said Scott: "It's going to affect consumers no matter what. Attorneys would become more selective," But he added the proposition could have a beneficial impact if "more cases are referred to more qualified attorneys." Culhane said lawyers "may be more selec- tive in taking cases," He predicted that while cases involving serious irtjuries and strong li- ability would not be affected, attorneys could be more reluctant to take "novel cases" or those in which liability is marginal. Consumers could be affected in another way, too. If lawyers do not cany malpractice insur- ance, consumers might find it difficult to ob- tain monetacy compensation for legitimate clain\S. Most California lawyers do not have as much personal assets as many people believe. If an attorney is not covered by malpractice insurance, in many cases "you can get a judg- ment, but it might not be collectible, Culhane sai1/
"Our overall conclusion is that we are sWJ interested in doing business in California, re- gardless of what happens with Proposition 103," O'Regan said. "But we're a little con- fused with how to work with It." Profitability He said, "I don't know if (malpractice insur- ance) would be profitable with a 20 percent rollback." While Home Insurance's solvency would not be threatened by Proposition 103, O'Regan said, "If a particular line is not profit- able, you can't expect the company to continue writing that line." Fellrneth said, "I don't see why (any insur- er) would leave California, There's a huge market here, There's lots of money." Passage of the measure apparently has fni. peded the State Bar's effort to expand the mar- ket in California. Sacramento attorney Kevin R. Culhane, chairman of the bar's malpractice insurance committee, said negotiations with major carriers to enter the state under the bar's auspices have been sidetracked as the insurers evaluate the possible impact ofPropo- sition 103, The bar has been struggling since 1985 with what some call a crisis in the affordability and availability of lawyer malpractice insurance, After dropping a plan to require all attorneys to cany insurance earlier this year, bar offi- cials began efforts to increase the availability for uncovered lawyers, who account for 36 per- cent of the state's full-time private practitioners. "The existence of Proposition 103 is a prob- lem" for the carriers In negotiations with the bar, Culhane said. "They are waiting for ad- ministrative and court interpretation." Culhane said one major carrier that was ''se- riously considering coming into the state'' sent a letter to bar officials saying the firm wanted to evaluate the initiative's potential impact. Fellmeth cast doubt on the motives of com- panies that say Proposition 103 inhibits their desire to enter the California market. He noted new carriers would not be affected by the 20 percent rollback, since they would have no rates to which the rollback would be applied. New companies, Fellmeth said, "are not af. fected, except to the extent that they actually will be subject to prior approval (of rate changes)." He indicated insurer aversion to regulation may be the real reason for any re- luctance to operate in California. The backed initiative could force insurers to toughen underwriting standards and stop cov- ering attorneys in high-risk areas of practice, according to Hadfield and others. That could have a particularly damaging impact on per- sonal irtjury and real estate attorneys, who accounted for 32 percent of the malpractice
Policy on Mothers on Welfare Challenged
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L 1w .Judge or 'Bar od humor ind c m t1atpd hi.~ years ago. In r that the law , pro\ 1dc for even 1r they 1 said he was hl'lI<'[ th.tl th•• " trap from 1rc n t~ need Lo the !t ~e<'ms lo be 'Th people eem to gt•l ch1IdrC'n ,1 d 11 wmd upon 1g,, ll the longPr rs watt to tem, for
'!'he Judge says that IJC' ympa th1zc with the stres:: that chtlri car!' puts on a meager household budget and that he attempt Lo lake a person's earning potential lilt'> aC'rount wh<'n issumg his orri<'rs. lie also believe- lhal, ,,., 1th th mushroomrng numhc·r of working mothers, lhc govcrntncnt may rventually have to operate or tm- derwritC' dav care centers •c m.ikc the crvIC'l' affordable But Murphy rn not con nr d that the only )Obs !IV, I abl lo welfare recipients are with 1 ras food restaurant or otlier lo½ pay mg employer "That's Just not true ½1th the pcoplP I'm SC'emg who arc ·ur-c·erc. mg m 1ohs," he said. In add,twn "LhP reality of child curt' 1s 1't gomg to go :iwa) or g!'l any e,1S1cr Someday lhey·re gomg to have to file• IL" Judge's Poli~) Under Murphy's pone v, 1r ,lllut cd about three year ago, an mother on aid who comes •tirough the ~'am1I y Court and meets his criteria can he a l, rgct of thr work orde1· Many arc there ~c kmg a d1vorrc, others to obt.im a rcstram ing or Judge nc\ ,. ciLPtl ar unobI gmg p.irenl for C'Onterrpt und doc n't pl,m •o But those who fail to obey h1~ rhrerl 1ve ,l"I' laheled non cooperative 111 rot1re~ . cnt to the f)ppartm<>nt or Sue I !::iPrv1c- < s In oorre m. tances that has caused a wom,m' aid t
''This 1s the really p 1mtiVP ~,de of th(' i sue, ... nd I can guarantrr th.it if some of the c p<'oplc have $200 less «l the bcg1n111ng or the montr, the) won't he making their rent paymrnt" ,aid Colleen !~ahcy f<'Parn, anolher Legal Aid lawyrr working on the case Appeal pretty 0 San Diego CA (San Diego Co. ) San Otego Union / Cir . D. 217,089) Cir. S, 341 ,840) OAVIn McNEW uahf,es for 1e's order. Lh more ,cm to l,md, 11ng magical when their ul W,utmg ilcms m y •ntermg the lll hC' h ,g. a. worn ,r welfa1 c , he ha no til recent y L,mt lo d1 some sort herC' and I don t ¼ant • d "But NOV 2 8 7988 P, C. 8 ,., Esr. 1888 . i reros surprise Lobos -.?f -s- By ~alen {eJlnicki Spec1.a1 lo Tbe Union . ALBUQUERQUE - For . time in his basketball coac:::: first reer, the Universit of San Di! c~ Hank Egan enjoyed a trip to The J~ s After having Jost in five . I appearances in th U . previous New Mexico's . e mvei:s1ty of Arena Ega dmfamous University ' n irected his thf Toreros to a 64 53 you ul last night in th~ ~pset of th~ Lobos of the third Lobo Ccl amp1onship final ass1c. "This is the best " E edged whe ' gan acknow1. USD athJetfc 3:!ed rhetoricaJJy by cone "Y . ector Tom Ianna- you ?;, ou d never won here, had j Lobos to win New Mexico tournamen leaper Ch~rlie Thomas). We gam- bled, and 1f 1t had failed we'd have b~n off to the races. It worked, so it paid off." Egan attributed New Mexico s early lead to his team's youth. "Our guys had to get settled " he said. "After our young kids di~ov- ered that they couldn't escape the- arena, they started to play," USD forward Craig Cottrell calle the victory "a great team effort.'' . "If one guy was off, we wer picked up by others," Cottrell said "We played great defense the whol game, and dido t panic when we fell behind 13-0. That's great for a young team." Bliss, who saw his team get only five offensive rebounds and turn over the ball 21 times, was highly critical of his team's performance ''Usually when a team isn't ready to play, it shows in offensive re- -~und and loose balls," Bliss said. We got off to a great start, and then only scored 43 pomts in the next 36 minutes. We just couldn't generate any offense" Strickland, Cottrell, Efrem Leon- a rd the Toreros' stretch run which was helped considerably by poor outside shootmg and turnovers by UNM Strickland, the only Torer~ to score Ill double figures, was only 3 _ f~r•l 2 from the floor, bul he used a mce touch at the line to score 14 Points. Dottin and Bell, the tallest USO plRyer at 6-9, scored nine each. Thomas, who was voted tourna- ment, MVP, led UNM with 17 points and five rebounds. In the consolation game, Lehigh beat Loyola of Baltimore, 86-72, ,td and Gylan Dottin Jed • me I shouldn't be domf. this, l Plea e •ee PPF.AL, f age 38 San Diego, CA (San Diego Co) San D' · Journ~fgo Business (Cir. W. 7,500J • With the score tied at 48 and 5-54 t play, _USD (2-0). outscored the ~boso 14 • 2 , 10 the next 5·27 - ' Br • d · to nun Dave ISS ebut weekend as UNM's h d coach. ea A screaming crowd of 16 889 PfCted to see th , ex- Lobos d · heavily favored ommate with a lob . side and a high-paw ed f game JO. er ast break The Lobos' plans to d' . Toreros easily fell a tispatch the spite a par early de- UNM run of 13 straight Points by at the start of the game m U1:iM (I-1) had trouble sh~tin go:~:~e:tts39,6 :;ercent of its fiel[ ed 42-32 b ·ts' an was out-rebound- " Y 1 . shorter oppanent. of We c~me lllto this game With a lot questwns about our tea " . Egan, who was 0-4 With A~•Fsa1d 11' orce See USD oo Pago r 10 3 t San Diego, CA (San Diego Co.) Evening Tribune (Cir. D. 123,064) NOV 28 1988 ...Alt..', ,. C, 8 F.s, 1111 _s,_~.r_!)_ ___ D_-5 Young Toreros emerge from The Pit with victory over the Lobos Tnbune Sufi and Wire Report ';)- Cf 7 c~ back against v1rtually the USD received a 4½-minute st3'd- same New Mexico team that defeat- mg ovation from New Mexico's ed..~rizona las~ s~aso~. . . 16.889 fan at the start of last night's I m ecstatic, said USD Jumor game against the Lobos. That's how forward Craig Cottrell, who had By Ed Zieralski Aztecs travel to Texas to face Baylor they greet visiting teams at The Pit. eight points and four rebounds. "It Tribune Sportswriter They stand up and clap and clap and was a great team effort. If one guy San Diego State, coming off its season-opening 74-61 victory over Delaware clap And the fans keep clapping was off, another one picked us up_We Saturday night, left this morning for Waco, Texas, where they will play until the opposing team score . played great defense the whole Baylor tomorrow. The game will be broadcast on KFMB-AM at 5:30 p.m. USD li t ned to the ovation for 4 game. We were down 13-0, but we Baylor (0-2) lost both games in the Central Fidelity Classic at the Universi- mmutes and 27 econds, until didn't pamc. That's a good sign for a ty of Richmond in Virginia. Richmond beat the Bears 56-38 on Friday night, Torero emor guard Danny Means young team." and Arizona State beat the Bears 89-73 in the consolation game Saturday hit a thr mter That made it 13-3, USD started freshman point guard night. The Bears, however, did manage an easy 75-57 win over the same lore 1m otly it made the fans Wayman Strickland, sophomore cen- Australian team that beat the Aztecs 75-66 at Peterson Gym last week. 1t down le mto their chairs and ter Keith Colvin and sophomore for- The Bears' only starter back from a team that went 23-11 last year is guard wait for the end of the game. That's ward Randy Thompson, Four of the Michael Hobbs (10.9 paints and three rebounds per game last year). The Bears when they ually give a standing five players who came off the bench went to the NCAA Tournament for the first time since 1948. ovation to Mexico. The Lobos for USD were underclassmen - This will be the first regular-season game played in Baylor's new 10,084- have won percent of their contc ts ftesnman guard Gylan Dottin, fresh- seat Ferrell Center, in The Pit over the past 22 years. man forward Kelvin Woods, sopho- But only 17 people were clapping more guard Kelvin Means and sopho- when thi game wa over - the more center Dondi Bell. Still, the Toreros and their coaches. Toreros bench outscored the New USD tunned New Mexico 64-53 to Mexico bench S0-10. wm the third annual Lobos Classic. "We're still a very young team and Somehow a Toreros team comprised we didn't expect this,'' said USD mo tly of freshmen and sophomores coach Hank Egan. "This is just a put aside the crowd. put aside the great win. I still don't know what core, put aside everything, and they can do." What the Toreros did last night is keep their composure at a time when even veteran teams might have fold- ed. ior guard Efrem Leonard hit a three- pointer with 9:40 left in the half. Seven minutes later,.USD had a 23-21 lead when Strickland hit a three- pointer off a fastbreak . footer, but USD took it right back when Strickland turned a steal into a layup. A few seconds later, Strick- land hit a 19-footer and the Toreros had themselves a 27-26 halftime lead. Egan said the Toreros too:f' a chance on defense. "We took a risk and played behind their big people," said Egan, refer- ring to 7-foot Rob Loeffel and 7-2 Luc Longley. "The gamble paid off be- cause they missed their outside shots. We were fortunate they missed some shots in critical situations in the second half. New Mexico just didn't shoot the ball well." Inside, Loeffel and Longley com- bined for just nine points, Outside, the Lobos shot 39.6 percent (21-for-53) from the field, including 23.5 percent (4-17) from three-point range, New Mexico was even cold at the free- throw line, where the Lobos shot 43.5 percent (7•16). basketball team. We need to be a blue-collar team that goes out there with some true grit. We didn't have it tonight." The teams battled back and forth through most of the second half and were tied 48-48 with 5:57 to play when New Mexico scored on a dunk by Charlie Thomas. However, USD scored nine straight points after that for a 57-48 lead with 4½ minutes re- maining. The Lobos resorted to fouling USD ;,layers in the game's closing min- utes. They made the mistake of foul- mg Strickland, who made seven free throws in the final two minutes and led the Toreros with 14 points. Dottin and Bell each had nine points for the Toreros, who received eight points each from Cottrell, Leonard and Means. ;"_ 0 n(J_,_M_o_n_da_y_,_N_o\_·e_m_b_e_r_28_,_19_8_8____ @)M___ 1HE __ ~_TRI __ B_UNE ;: • Strickland, Cottrell and Bell, who had a game-high 12 rebounds, were selected to the all-tournament team for USD. Thomas, who had a game- high 17 paints, was selected tourna- ment MVP after scoring 51 points in two games. "I was disappointed most that we didn't take charge of the game down the stretch," said ~ew Mexico coach Dave Bliss. "Right now, we're just a very nice USD scored 12 of the next 17 points after Means' ice-breaker. The Toreros trailed just 18-15 when sen- New Mexico regained the lead 24- 23 when Willit Banks hit an 18·
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